Who hasn’t felt that having a lot of cash is something to crow about? Well, these great musicians and singers did indeed sing about the trials and tribulations of making money. Here are the top 10 songs about money:
In an economic downturn, it’s more important than ever to be cognizant of which careers are on the rise and to plan your college education accordingly. Since our country is in a recession, with unemployment rates higher than they’ve been in almost thirty years, choosing the right career path can mean getting your dream job right after graduation, rather than holding the part-time fast-food gig that got you through school. Here are a few fields that look to fit the bill in coming years.
How much is a country worth? And how does one go about determining it. Well, for the sake of argument, here is a list of the top six richest countries in the world based on GDP per capita. For those keeping score, GDP per capita is an approximation of the value of goods produced per person, divided by the total population of the country. The results may surprise you.
If you have been giving thought to selling your home in the near future, then you need to make sure that you are getting the most value out of your residence. Most people who successfully sell their home are not aware of the fact that they could have easily have made an extra three to five thousand dollars with little effort. The secret, as strange as it may sound, is to convince your real estate broker to take the best offer made for your home.
Buying your first home is an exciting event, and as someone who has recently bought a home, I can tell you that it is more than worth all the time and effort that goes into it. But if you are anything like me, you might not know where to start.
Many of us resolve over and over again to get our spending habits in check, reduce our debt, or “save some money”. But for some reason, these nebulous ambitions never materialize into quantifiable results. The reason could be either that you are not setting attainable goals or that you are not taking the necessary steps to reach your goals (or both). And if you’re experiencing monetary misfortunes, you may not have the extra cash on hand to hire a financial planner to help you out of the hole you’ve dug. So here are a few simple steps you can take to set financial goals that you can actually implement and follow through on.
KMP got the chance to read an amazing book that is helping change the way I manage my finances as well as they I think in regards to money. Mind Right, Money Right! 10 Laws of Financial Freedom is an amazing book that everyone must read. After reading this book I had to interview the […]
I was given the great opportunity to review this book (Mind Right, Money Right: 10 Laws of Financial Freedom), and what a great read it was. From beginning to end, I was amazed at how much I learned from this book; from the great financial advice to the success stories of some of the wealthiest people on earth, I was intrigued and inspired to be all that I can be.
An American businessman took a vacation to a small coastal Mexican village on doctor’s orders. Unable to sleep after an urgent phone call from the office the first morning, he walked out to the pier to clear his head. A small boat with just one fisherman had docked, and inside the boat were several large […]
Drive Less Save money on gas by walking to the store instead of driving there. Make your own coffee Either bringing coffee from home in a thermos or brewing it in the break room will help you save some dough. Remember that post on Latte Factor?! You do the math. Turn lights off Use less […]
With cost of living going up like crazy, I think we can all use some ways to save more and more of the “little” money we have:
Milk – almost or just about $4.00
A damn banana – $.35 – $.40 cents for ONE
Rent – over $1000 bucks for a tiny studio.
Last year I posted this interesting post on budgeting. I really enjoyed the video, so make sure to watch it when you get a chance. Thanks! KMP 1. Go through previous month transactions and figure out where most of your money is going. 2. Create a budget template that works for you. 3. Set priorities. […]
Money Rules of Thumb to Live By 1. Retirement – “Save 10% for basics, 15% for comfort, 20% to escape.”2. Student loans – “Your total borrowing shouldn’t exceed what you expect to make your first year out of school.”3. Cars – “Buy used and drive it for at least 10 years.”4. Debt repayment – “Pay […]
Ever wonder when is the perfect time to purchase something?! Well the Calendar chart above can give you an idea. *For more information please visit: CNN Money and Smart Money *Money Mondays*
On Taking Initiative Whether he or she knows it or not, every manager needs every employee to participate and to speak up, just as every employee needs to be respected, trusted and valued to play a part in the big picture. For no one person has all the answers and no manager knows any job […]
While browsing through Forbes.com, I came across this interesting article on Money-making businesses to start. I know we all go through phases where we would like to start our own business, well below are some of the most and least profitable businesses to start. Maybe this can give you an idea on where to start. […]
The best… Location is everything. The unemployment rate is the ratio of job seekers to the working population. Therefore, a low percentage means few people are having any difficulty finding work. If you’re looking for a job, you want to be in a state that has an unemployment rate lower than the national average, which […]
Can I buy it for less? Comparison shop. Find it on sale. Negotiate. Look for a recycled one in the newspaper, at garage sales or consignment stores, on ebay or craigslist. Avoid the mall. Will I change my mind? Usually when you leave a store to comparison shop, you’ll stop wanting it. Advertisers and retail […]
1. Pay off your debt One of the fastest and most efficient ways to improve your credit score is to pay off the high balances on your credit card. This could improve your credit score by 60 to 70 points. Credit bureaus use this information to predict how much of a credit risk you are […]
Track Your Talk Time Going over your minutes?! Then, keep track of them. Sign up with overmyminutes.com, (a free service) and you’ll receive an e-mail or text message to let you know when you’re about to run out of minutes. Use the Same Plan as Friends and Family Many cell phone service providers offer free […]