Tag: Money

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Money Mondays

Are You Financially Ready to Have Kids?

Perhaps a better question is: will you ever be ready? Kids are expensive, in case you didn’t know. Statistics keep changing, but people generally seem to agree that the cost of raising a child to the age of 18 is approximately $200,000. Ouch! And that’s before they even go to college (or continue to live on your couch rent-free…well, don’t worry about that yet). The point is, most people who plan to have a child (or several) don’t have that many Gs on reserve. Does that mean they shouldn’t start trying to conceive?

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Money Mondays

5 Simple Things You Can Do to Save Money

Drive Less Save money on gas by walking to the store instead of driving there. Make your own coffee Either bringing coffee from home in a thermos or brewing it in the break room will help you save some dough. Remember that post on Latte Factor?! You do the math. Turn lights off Use less […]

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Books Money Mondays

What’s Your Latte Factor?!

With cost of living going up like crazy, I think we can all use some ways to save more and more of the “little” money we have:

Milk – almost or just about $4.00
A damn banana – $.35 – $.40 cents for ONE
Rent – over $1000 bucks for a tiny studio.

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Money Mondays

6 Tips to Budgeting

Last year I posted this interesting post on budgeting. I really enjoyed the video, so make sure to watch it when you get a chance. Thanks! KMP 1. Go through previous month transactions and figure out where most of your money is going. 2. Create a budget template that works for you. 3. Set priorities. […]

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Money Mondays

5 Money Rules to Live By

Money Rules of Thumb to Live By 1. Retirement – “Save 10% for basics, 15% for comfort, 20% to escape.”2. Student loans – “Your total borrowing shouldn’t exceed what you expect to make your first year out of school.”3. Cars – “Buy used and drive it for at least 10 years.”4. Debt repayment – “Pay […]

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Money Mondays

Timing is Everything

Ever wonder when is the perfect time to purchase something?! Well the Calendar chart above can give you an idea. *For more information please visit: CNN Money and Smart Money *Money Mondays*

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Money Mondays

Minimum Wage Goes Up

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 Effective July 24, 2008, the national minimum wage will up from $5.85/hr to $6.55/hr (that’s some good news, I remember making a whole lot less than that)     *For more information visit: US Department of Labor

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Books Money Mondays

The Richest You!

The Richest Man in Babylon

Cure 1 Start thy purse to fattening. For every ten coins thou placest within thy purse take out for use but nine. Thy purse will start to fatten at once and its increasing weight will feel good in thy hand and bring satisfaction to thy soul. In other words, spend less than you earn. Cure […]

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Money Mondays

14 Ways to Save Money at the Supermarket

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Make a list and stick to it. Compare unit pricing, not box size. As with good things, good prices sometimes come in small packages. If you only need a handful of items, use a basket, not a cart. Empty space on your cart will be tempting to fill. If it’s not on your list, don’t […]

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Money Mondays

10 Money Tips For Women

KMP Blog

Don’t rely on someone else, like a husband or boyfriend, for your financial security. Educate yourself about money management and investing. Set goals – it’s key to financial success. Click here for four ways to set financial goals. Don’t use money to make yourself feel good. That type of high is fleeting. Instead, do things […]

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Money Mondays

8 Tips to Reduce Debt

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1. Comparison shop for your communications stuff. You can often get a better deal if you bundle your cable, phone and internet service into one package. 2. Reduce your Cable TV service, especially during the summer months! Let’s face it, we don’t really need 600 channels, 5 premium movie channels, 22 music only channels and […]