Money Rules of Thumb to Live By
1. Retirement – “Save 10% for basics, 15% for comfort, 20% to escape.”
2. Student loans – “Your total borrowing shouldn’t exceed what you expect to make your first year out of school.”
3. Cars – “Buy used and drive it for at least 10 years.”
4. Debt repayment – “Pay off maxed-out cards first.”
5. Priorities – “Retirement, then credit cards, then emergency fund.”
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