Paying down debt can seem like a daunting task, but it doesn’t have to be. With a little bit of discipline and a few easy changes to your spending habits, you can make a dent in your debt and start feeling financially stable. Here are five easy ways to pay down debt: • Make a […]
If you are looking for career, financial or personal advice, and miss reading the classic stuff, then this book is definitely worth grabbing… The ultimate collection of books for life-changing success It’s time to stop living your life on the margins and claim the financial success you deserve. Essential Prosperity is a treasury of wisdom that will […]
Debt.com’s annual Valentine’s Day Survey shows that nearly half of American adults expect their loved ones to spend nothing and the other half expects them to spend around $50. That’s the conclusion of Debt.com’s second annual Valentine’s Day spending survey. Of the more than 3,000 adults polled, a mere 2 percent expect their significant other […]
Are you a fan of self-help/advice books?What has been your favorite one? I am a huge fan of self help books! If you ever get to see my bookshelves and Kindle library you will notice that 80-90% of my books might fall in the category of Self-Help books. The other 10-20% are mostly a mixture […]
If you could connect one-on-one with one expert, what would you want to learn? If I could connect one on one with one expert I would want to learn how to be successful in this day and age. I would want to know what roads and path do I need to take or follow in […]
One of the most important things you can do is to pay your bills on time Having a good credit score can make your life easier. You could qualify for loans with better interest rates, rent a house or apartment, and get service from telephone and utility companies. On the other hand, having a bad […]
78 percent vow to spend this year’s tax refund wisely This year, one in two Americans receiving a tax refund (50 percent) say they plan to spend the extra money on bills or other household expenses, as opposed to vacations (15 percent), leisure activities (8 percent) or gifts (4 percent), according to a recent poll […]
Twenty-somethings’ mounting debt is taking its toll, as 60 percent of the generation who grew up amid economic growth and graduated into a hard-hitting recession say they feel stressed about their outstanding debt, according to a survey by The PNC Financial Services Group, Inc. (NYSE: PNC). Findings: Walking the Tightrope of Savings and Debt Overwhelmed […]
This book review post was written by Jordanna Stephen, Editor of The Fashionisette. Be sure to connect with Jordanna on Twitter or join the blog discussion at her blog. We all do it, whether consciously or unconsciously. What is it? We all non-verbally communicate with our body. We all have our own body language that […]
This book could not have come at a better time in my life. We all read many financial books, that are here to guide us into taking care of our spending and finances. Well, I can honestly say I have read one too many books, and as much useful information as they provide me, I […]
Every year we complain that we do not have enough money to do anything, yet we find ways to somehow, somewhere find funds to pay for really expensive handbags, really expensive shoes, or really expensive gadgets that we don’t really need nor can “afford”. Personally, I have realized that there are a lot of things […]
Working from home offers a great opportunity for you to start your own business, be your own boss, and keep your kids at home (rather than consigning them to the random shuffle of caretakers provided by any given daycare facility). But splitting your time and your space between work and family obligations can quickly become […]
Sorry to say, working at Disneyland won’t make you nearly as happy as visiting will (you don’t want to ruin the magic). But there are a number of professions that will bring satisfaction to the people who choose them. While there certainly is a level of subjectivity involved (some people love to work with others […]
Retirement may seem like it’s a long way off, but it will come faster than you think. And if you’re not ready for it, if you haven’t been saving, you’re going to find that your standard of living changes dramatically when you stop working. You may think that just because you’re young you don’t have […]
Even those of us who don’t have two nickels to rub together still want to come home to a house that is warm, inviting, and lovingly decorated.
When starting a new business, it’s important to have all your ducks in row. You’ve likely got a solid business plan penned, a lender on the hook, and a lot of ideas about how you want to proceed with getting your fledgling enterprise off the ground.
Tax deductions, or write-offs, could mean the difference between a healthy refund and paying money to the government. That’s why it’s important to be aware of any available deductions.
It’s time once again to start making your list of New Year’s resolutions. And while “get in shape” is at the top of most people’s lists, you have likely also included “save money” (in one form or another) as a very close second. In fact, you’re not very liable to follow through with any of your resolutions, despite your good intentions (as you may recall from years past) unless you make some sort of change in your methodology.
Immediately following the season of giving is the season of paying, and if you’re like most people, you have probably racked up a bit of debt in your quest to make the holidays special for family and friends. So rather than finding yourself in the same boat a year from now, why not set aside the resolutions to lose weight (you know that only lasts about five minutes), clean the garage, plant a garden, and so on, and instead commit to setting a budget that will give you the money you need to pay off debt, keep up with bills, and save a little extra to hire a cleaning crew and gardeners (and still have some money left for next year’s holiday season)?
One of the biggest problems that many home-based business owners face when they’re first starting out is a lack of visibility. Supporting your new enterprise can be a real problem when you don’t have a lot of money to advertise and prospective clients have no idea who you are or what type of service you can offer (with no history to back you up, you could have a very hard time convincing potential customers to give you a chance).