If you are a frugal person like myself you probably think that the iPhone is an indulgence that is simply not in the budget. While the initial investment in it is costly, over time the iPhone can actually save you money. By figuring out which of the applications can help you cut costs and find the best deals, your iPhone will quickly become a budget boon rather then a budget buster. Listed here are some of the top money saving applications that you too can use to save money.