It’s time once again to start making your list of New Year’s resolutions. And while “get in shape” is at the top of most people’s lists, you have likely also included “save money” (in one form or another) as a very close second. In fact, you’re not very liable to follow through with any of your resolutions, despite your good intentions (as you may recall from years past) unless you make some sort of change in your methodology.
